SaaS Ready ยท API First ยท SOC 2 Compliant

SaaS and tech finances, Accelerated
for founders & finance teams.

Subscription MRR, marketplace settlements, TDS 194J on professional fees, FIRC reconciliation and 42-currency invoicing โ€” all on one SOC 2 platform.

AN RS DP MK
★★★★★ 4.9/5 ยท 2,100+ SaaS reviews
Avg. 18 hrs saved / week / tech finance team

Subscription MRR

12,840 active subs ยท Stripe

+ โ‚น 2,84,65,200

Marketplace Settlements

AWS / Shopify / 34 sellers

โ‚น 96,48,300

TDS 194J Filed

Professional fees ยท July 2025

โ‚น 42,18,900

โ— Stripe USD payout$186.4K
โ— Razorpay Settledโ‚น86.2L
โ— FIRC reconciledโ‚ฌ42.6K

SaaS Metrics Live

MRR
โ‚น 2.84 Cr
โ–ฒ 14.6% vs last mo
Churn
1.8%
โ–ผ 0.3 bps better
LTV
โ‚น 3.42 L
โ–ฒ healthy
CAC
โ‚น 38,200
โ–ผ 1:8.9 ratio
0 Tech companies
0 Total value processed
0 FIRC reconciliation
0 Supported globally

Tech finance pain points we eliminate

Six headaches SaaS founders, CTOs and tech finance teams deal with every month โ€” unified in one API-first platform.

Multi-gateway Settlement Chaos

Stripe, Razorpay, Paypal, PayU โ€” each with its own settlement cycle, fee structure and reconciliation headaches, none of which match your books.

TDS 194J & ESOP Complexity

194J on professional fees, 192 salary TDS plus ESOP exercise taxation โ€” every quarter brings new spreadsheets and new notice fears.

FIRC & Foreign Invoicing Lag

Stripe/PayPal payouts land in bank 5โ€“7 days later; FIRC certificate takes weeks; reconciling USD/EUR invoices to INR settlements is error-prone manual work.

MRR / SaaS Metrics Blindspots

MRR, ARR, cohort churn, LTV:CAC, NRR โ€” pulling accurate numbers means stitching together Stripe, Chargebee, Intercom and a Google Sheet by end of month.

Vendor & Cloud Payout Sprawl

AWS, GCP, vendors, freelancers, SaaS tool subscriptions โ€” approvals are scattered on Slack, expense reports float in email and nobody has a true run-rate view.

Revenue Recognition Gaps

Annual subscriptions paid upfront, milestone invoicing for enterprise contracts, over-rides and credits โ€” ASC 606 / Ind AS 115 recon is a constant scramble.

Four pillars of SaaS & tech finance automation

Purpose-built modules for SaaS founders, marketplaces and tech product teams.

โ‚น2.84 Cr
MRR ยท July 2025
12,840
Active subscriptions

01 ยท Subscription & Marketplace Reconciliation

Unify every gateway, every marketplace settlement, every subscription charge into one reconciled ledger.

  • Multi-gateway settlement engine

    Auto-import Stripe, Razorpay, PayPal, PayU and 16+ gateways. Match MID-level settlements to bank credits with fees & GST broken out.

  • Marketplace seller settlements

    Shopify, Amazon, AWS Marketplace, Google Workspace โ€” auto-compute commission, TCS and pass-through payout to each seller in your books.

  • Plan, addon & coupon mapping

    Every subscription plan, trial conversion, add-on charge and coupon/discount is tagged to the correct revenue ledger and customer cohort.

Global Invoicing ยท FIRC matched
42 currencies
USD ยท Stripe Payout$186,420
EUR ยท Wise Transferโ‚ฌ42,680
GBP ยท GoCardlessยฃ28,410
JPY ยท Invoiceยฅ4.2M

02 ยท Foreign Invoicing & 48-hour FIRC

Sell to 42 currencies, receive in USD/EUR/GBP and match FIRC to every invoice in under 48 hours.

  • Multi-currency invoice engine

    Raise tax-compliant invoices in 42 currencies with place-of-supply, reverse charge, and country-specific templates incl. LUT/Bond export mapping.

  • FIRC auto-match in 48 hours

    Stripe/PayPal/Wise payouts hit your Indian bank; we pull the FIRC certificate, apply RBI reference rate and reconcile to individual invoices โ€” auto.

  • GST on exports & SEZ

    LUT zero-rated exports, SEZ supplies with LUT, IGST with rebate claim โ€” all auto-tagged for GSTR-1 and refunds tracking.

โ‚น42.2L
194J TDS Deposited
1,284
Form 16A Issued
192 ยท Salary TDS224 employees
194J ยท Professional / Freelancers10%
ESOP ยท Perquisite TaxExercise-ready

03 ยท Payroll, TDS & ESOP Compliance

From the first intern salary to the Series-C ESOP exercise โ€” compute, deduct, file and issue certificates on time.

  • 194J / 192 / 194C payroll & vendor TDS

    Salary TDS (192), freelancer/professional fees TDS (194J 10%), retainer contractors, cloud subscriptions. Form 16/16A issued to every stakeholder by the 15th.

  • ESOP tax & exercise workflow

    Perquisite tax at exercise, capital-gain ready reports at sale, auto-deducted TDS from salary on fringe, with board-resolution attachment audit trail.

  • PT, EPF, ESI & labour laws

    Professional tax, EPF/VPF, ESI and other state labour compliances auto-computed from payroll and remitted with returns filed on schedule.

SaaS Cockpit ยท Series B SaaS Co.
ARR
โ‚น 34.1 Cr
NRR
121%
Gross Churn
1.8% / mo
LTV : CAC
8.9 : 1

04 ยท SaaS Metrics & Revenue Recognition

Board-ready SaaS metrics every Monday morning and ASC 606 / Ind AS 115 revenue recognition โ€” fully auditable.

  • Live MRR, ARR, NRR & churn

    MRR, ARR, new, expansion, contraction and churn MRR by cohort; logo and revenue NRR; gross and net churn with customer health scoring.

  • LTV, CAC, Payback Period

    Blended and segmented CAC by channel, cohort LTV, payback period and magic-number analytics โ€” exportable for board decks and investor updates.

  • ASC 606 / Ind AS 115 Rev Rec

    Straight-line amortization for annual/ multi-year subscriptions, milestone-based enterprise contracts, multi-element arrangement allocation with audit trail.

Why India's best SaaS and tech teams choose Credvue

Real outcomes from 5,800+ tech companies already live on the platform.

86%
Reduction in month-end close time
48 hrs
Median FIRC reconciliation time
โ‚น3.8 Cr
Avg. recovered SaaS revenue leak / year
Zero
TDS / GST notice increase post-go-live
API-first & developer-native

REST APIs + webhooks for every ledger event. Plug into your product backend, CRM, HRIS, or Slack/Notion. 300+ native integrations incl. Stripe, Chargebee, RazorpayX, Quickbooks, Tally.

SOC 2 Type II + ISO 27001

Audited quarterly, data encrypted at rest and in transit, SSO/SAML available on Business plans. GDPR and DPDP compliant by default for global teams.

Startup & VC-friendly onboarding

Dedicated startup specialist who speaks SaaS finance fluently. Cap-table-friendly pricing, runway-cockpit setup, investor-ready export templates โ€” all included free.

Zero-data lock-in. Big 4 audit-ready.

Export every ledger, report, document via CSV/API. Read-only auditor portal with 7-year retention. Your auditors sign-off faster โ€” our customers' auditors tell us so.

Loved by SaaS & tech finance teams

Three founders & finance leads on how Credvue scaled with them.

★★★★★

"We sell SaaS to US and EU customers from Bengaluru. Before Credvue, FIRC reconciliation was a 3-week circus with the bank. Now every Stripe payout matches FIRC inside 48h โ€” and my auditors love the export."

AN
Ananya Narayanan

Co-founder & CFO ยท Series A SaaS

★★★★★

"Month-end close used to be 6 days of pulling data from Stripe, Chargebee, Tally and a spreadsheet. Today it's done on day 2 before lunch. We finally have real MRR, not spreadsheet MRR."

RS
Rohit Sharma

Head of Finance ยท SaaS B2B Platform

★★★★★

"ESOP taxation in India is brutal โ€” but Credvue's ESOP module worked out perquisites and cap-gain scenarios for 140 employees with full audit trail. Saved us ~โ‚น90L in incorrect perquisite deductions last FY."

DP
Deepak Patel

VP Finance ยท Series B FinTech

Simple, transparent pricing for tech teams

Startup-friendly tiers with FIRC, API and SOC 2 included.

Startup
โ‚น2,999/mo
Pre-seed to Seed ยท up to โ‚น1 Cr ARR
  • Up to 500 active subscriptions
  • 3 payment gateways
  • TDS 194J + payroll filing
  • 10-currency invoicing
  • SaaS metrics (MRR / churn)
  • API access & webhooks
Start 14-day trial
Enterprise
Custom
Series B+ ยท custom workflows
  • Everything in Growth
  • Custom revenue recognition
  • Dedicated CSM + solutions eng
  • SSO / SAML / SCIM provisioning
  • ERP connectors (SAP, NetSuite)
  • On-prem / VPC deployment option
Talk to sales

Frequently asked questions

Everything tech founders & finance leads ask before switching.

01
How does FIRC reconciliation work for Stripe / PayPal global payouts?
When your Stripe/PayPal/Wise payout lands in your Indian bank account, Credvue pulls the FX reference rate from RBI on that date, matches the credit to the original foreign-currency invoices, auto-generates the FIRC tracking ID, and links to the AD bank's FIRC certificate (once issued) against each invoice. The net difference (FX gain/loss) is booked automatically. Median reconciliation time for customers is 48 hours vs the industry 2โ€“4 weeks.
02
Can we import historical subscription data from Stripe / Chargebee / Razorpay?
Yes. During onboarding we run a full backfill: all customers, active subscriptions, invoices, credit notes, refunds and disputes for up to 24 months are imported via API, reconciled with your bank statements, and opening balances are placed in the correct ledgers. For Chargebee / Recurly / Billsby customers we also pull plan/Addon structure and revenue recognition setup.
03
How does ASC 606 / Ind AS 115 revenue recognition work for multi-element deals?
Our engine supports standalone selling price (SSP) allocation across subscription, implementation, training and support elements for enterprise contracts. For multi-year deals, straight-line amortization is posted monthly with audit-ready reversing entries. Custom milestone invoicing (e.g. Go-Live, UAT sign-off) is supported and only recognizes revenue when the milestone is marked complete.
04
Is API access available? Can we push data into our own data warehouse?
Absolutely. Growth and Enterprise plans include full REST API access + webhooks for every event (payout, collection, invoice, TDS filing, etc.). We ship native connectors for Snowflake, BigQuery, Redshift and Postgres. You can also subscribe to hourly/daily CSV drops to S3/GCS for your own ETL.
05
How are ESOPs handled โ€” perquisite tax, exercise and sale?
ESOPs are tracked from grant โ†’ vesting โ†’ exercise โ†’ sale. On exercise, perquisite tax (FMV โ€“ exercise price) is auto-computed and deducted from salary (Form 12BA ready). On secondary sale/liquidity, Credvue pulls cost basis, computes capital gain (short-term vs long-term) and produces the schedule for ITR filing. Cap-table export is included.
06
What security & compliance does Credvue offer?
Credvue is SOC 2 Type II audited, ISO 27001 certified and GDPR/DPDP compliant. Bank data flows via RBI-licensed payment aggregators and account aggregator rails on encrypted channels. Enterprise plans include SSO/SAML/SCIM, IP whitelisting, custom DLP rules, VPC/private-cloud deployment and dedicated security review. Reports are available under NDA.

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