RERA Compliant · TDS Ready · Builder Friendly

Real estate finances, Accelerated
for builders & developers.

Rent collections, construction payouts, TDS 194C/194IA, project-wise cashflow and RERA deposit tracking — all on one RERA-aligned connected banking platform.

RM SK VP AG
★★★★★ 4.9/5 · 1,200+ builder reviews
Avg. 22 hrs saved / week / real-estate finance team

Rent Collections

Tower B · 142 units · UPI

+ ₹ 84,28,400

Vendor Payouts

Construction · 28 vendors

₹ 2,14,56,800

TDS Deducted

194C / 194IA · July 2025

₹ 86,42,150

● Project Malabar₹4.82 Cr
● Project Skyline₹2.14 Cr
● RERA Deposit₹96.4L

Project Finance Overview

Collections
₹ 12.4 Cr
▲ 18.2% vs last mo
Disbursements
₹ 7.8 Cr
▼ 4.1% vs last mo
RERA Deposits
₹ 96.4 L
▲ compliant
Pending Approvals
7
▼ 3 payouts
0 Projects onboarded
0 Total value processed
0 Faster TDS filing
0 RERA-compliant coverage

Real estate finance pain points we eliminate

Six common headaches for builders, developers and property management teams — solved in one unified platform.

RERA Compliance Chaos

Manual RERA deposit calculations, delayed project registrations, and state-by-state rule variations eating into team bandwidth every month.

TDS 194C / 194IA Errors

Wrong TDS deductions on construction payments, late 26Q filings, and mismatched 26AS entries that trigger notices and penalty risks.

Project Cashflow Blindspots

Spreadsheet-driven project P&L where collections, disbursements and milestone-linked budgets never reconcile in real time.

Contractor Payout Delays

Multi-level approval chains, milestone verification bottlenecks and slow bank transfers hurting contractor trust and site timelines.

Rent & Maintenance Leaks

Missing rent receivables, un-tracked CAM charges, and manual maintenance payout approvals that silently erode property NOI.

GST & Reconciliation Gaps

Input tax credit mismatches between construction invoices, rent receipts and bank statements that take days to resolve.

Four pillars of real-estate finance automation

Purpose-built modules for builders, developers and property management firms.

₹12.4 Cr
Tower collections
98.2%
Collection rate

01 · Rent & Customer Collection Suite

Automate every rupee of rental, booking and sale-payment inflow with project-wise and unit-wise visibility.

  • Rent auto-collect & late-fee rules

    UPI auto-debit, NACH mandates, penalty rules and unit-wise ageing reports delivered to owners every Monday.

  • Booking & milestone-linked EMIs

    Track booking amounts, construction-linked payments and GST on each demand note with auto-receipt generation.

  • CAM & maintenance billing

    Settlement of common-area charges, sinking fund contributions and audit trails for every society-level transaction.

Construction Payouts · July 2025
₹ 2.14 Cr
Civil Contractor A₹68.2L
Electrical Works B₹42.8L
Plumbing Vendor C₹31.6L
Finishing Team D₹24.1L

02 · Construction Disbursements & Approvals

Milestone-tied payout workflows that move money to contractors, architects and sub-vendors on time, every time.

  • Multi-level approval flows

    Site engineer → PM → CFO sign-offs with document attachments (RA bills, running bills, milestone photos).

  • Retention & deduction rules

    Automated retention holdbacks, mobilization advance recovery and penalty deductions per contract terms.

  • Bulk vendor payouts

    Single-click bulk IMPS/NEFT/RTGS across 250+ banks with auto-reconciliation against purchase/work orders.

₹86.4L
TDS Deducted · July 2025
2,842
16A Certificates
194C · Contractor Payments1% / 2%
194IA · Immovable Property1%
194J · Professional Fees10%

03 · TDS, GST & Compliance Engine

Sleep peacefully through filing season. Every deduction, return and certificate is pre-computed and ready to submit.

  • TDS 194C / 194IA / 194J auto-deduction

    Section-wise rules, threshold checks, 24Q/26Q/27Q returns and Form 16A bulk generation in seconds.

  • RERA deposit & state-wise rules

    Auto-calculated RERA depository transfers (70% rule) with state-specific logic for 12+ Indian states.

  • GST on construction & rent

    18% works contract, 12% under-construction, 18% commercial-rent invoices with auto-ITC matching & GSTR-1/3B.

Project Malabar · Phase III
Total Budget
₹ 185 Cr
Utilized
62.4%
Collections
₹ 92 Cr
Runway Left
14.6 mo

04 · Project-wise Treasury & Cashflow

A live CFO cockpit for every project. Know exactly how much runway, inflow and commitment exists at any moment.

  • Project P&L with milestone mapping

    Compare budget vs actual at slab, tower and project level with committed-vendor-payables vs collections visibility.

  • Bank & RERA account consolidation

    250+ connected banks, RERA designated accounts and separate entity books rolled into one consolidated treasury view.

  • Predictive runway & shortfall alerts

    AI-powered shortfall warnings, projected EMI inflows and funding-gap analysis for upcoming construction milestones.

Why India's top builders choose Credvue

Real outcomes from 3,400+ real estate projects already live on the platform.

92%
Reduction in monthly TDS filing effort
3.2x
Faster contractor payout cycles
₹4.7 Cr
Avg. ITC reclaimed per builder / year
Zero
RERA deposit miss on tracked projects
Audit-ready books, always

Every transaction — from booking amount to contractor RA bill — is tagged with project, vendor, unit and GST. Statutory auditors get a read-only portal with all attachments.

Builder-friendly onboarding team

A dedicated RERA + TDS + construction-payments specialist onboards your team, migrates running-bill history and configures approval workflows — free.

Tally / Zoho Books 2-way sync

Every payout, collection, TDS entry and GST invoice pushes automatically into your ERP. No duplicate posting, no month-end tally-matching marathons.

Site + HO on the same page (literally)

Site engineers upload RA bills on mobile; CFO approves from laptop; payouts go out same day. WhatsApp/email alerts for every stakeholder, every step.

Loved by real estate finance teams

Three builders on how Credvue re-wired their finance operations.

★★★★★

"We run 4 projects across Karnataka. Before Credvue, RERA deposit calculations used to take a CA 4 days a month. Now it's a 3-minute report. Contractor payouts clear the same milestone-day."

RM
Rajesh Menon

Group CFO · Malabar Developers

★★★★★

"TDS 194C on 180+ contractors used to be a nightmare — every quarter we feared notices. Now everything is deducted at source, filed on time and 16A goes out in a zip file. Peace of mind is real."

SK
Sangeeta Kapoor

Head of Accounts · Skyline Infra

★★★★★

"The per-project runway dashboards saved our Q2 funding. We saw a ₹7.2 Cr shortfall coming 6 weeks out and staggered vendor milestones before it became a crisis. That alone paid for 3 years of the platform."

VP
Vikram Poddar

MD · Poddar Estates

Simple, transparent pricing for builders

Choose the right tier for your portfolio. All plans include RERA logic, TDS filing and 24×7 support.

Builder Starter
4,999/mo
Up to 3 projects · ideal for small developers
  • Up to 3 live projects
  • 50 vendor payouts / month
  • Rent collection automation
  • TDS 194C / 194IA filing
  • RERA deposit tracking
  • Multi-entity consolidation
Start 14-day trial
Builder Enterprise
Custom
16+ projects · multi-entity · large builders
  • Unlimited projects & entities
  • Custom RERA state logic
  • Dedicated CSM + CA support
  • ERP connector (SAP, Oracle)
  • SSO, audit, role-based access
  • On-prem / private cloud option
Talk to sales

Frequently asked questions

Everything builders ask before switching to Credvue's real estate suite.

01
How does Credvue handle state-specific RERA rules across 12 states?
We maintain a state-rule engine for Maharashtra (MahaRERA 70/30), Karnataka, Delhi, UP, Haryana, Gujarat, Tamil Nadu, and 5 more states. During onboarding, our specialist maps your registered projects to the applicable state rules. RERA deposit percentages, designated-account transfer triggers, and escrow-release milestone conditions are all pre-configured and auto-applied to every transaction.
02
Does TDS on contractor payments (194C) work for sub-contractors and labour contracts?
Yes. The engine supports 1% (individual/HUF) and 2% (others) for 194C works contract, 1% for 194IA property purchases, 10% for 194J architects/engineers, plus 194IB rent above ₹2.4L. Threshold checks (₹30,000 single / ₹1L aggregate) are automatic. Form 16A, 26Q returns and 26AS matching are generated with one click, and you can file TDS returns directly from the platform via integrated TRACES API.
03
Can we import running contractor RA bills and outstanding retention from our old system?
Absolutely. Our migration team handles the heavy lifting: vendor masters, open work orders, unpaid RA bills, retention holdback schedules, unit-wise customer ledgers, and post-dated cheque/NACH registers are all imported via a guided template. For Tally / ERPNext / Zoho Books users, we run a direct pull and reconcile against bank statements before going live.
04
How is GST handled for under-construction sales, commercial rent and works contracts?
GST invoices support 1% / 5% affordable housing, 12% under-construction, 18% works contract and 18% commercial rent with auto-place-of-supply, RCM on labour (if applicable), and HSN/SAC mapping. ITC-claimed vs ITC-available is matched against GSTR-2B, and GSTR-1 e-invoice IRN + GSTR-3B can be pushed directly to GSTN from within Credvue. GST on joint-development agreements (JDA) and TDR transfers is also supported.
05
Is approval workflow configurable — site engineer to architect to CFO?
100% configurable. Builder Pro and Enterprise plans include a visual workflow editor where you set amount thresholds (e.g. < ₹5L → PM only, ₹5–50L → PM + CFO, > ₹50L → full panel), required document proofs (RA bill, milestone photo, quality-check sheet), parallel vs sequential sign-offs, and offline approval overrides with audit trails.
06
How secure is Credvue for builder banking data and statutory records?
Credvue is ISO 27001 certified, SOC 2 Type II audited, and uses RBI-licensed bank-grade payment gateways. Bank data flows over encrypted account-aggregator / banking-API rails, never touches unsecured endpoints, and is retained per Indian statutory norms. Enterprise builders get private-cloud or on-prem deployment options with SSO (Azure AD, Okta), IP whitelisting and full audit logs for every payout approval.

Ready to make your real estate finances RERA-ready?

Join 3,400+ builder projects. Free onboarding · Free RERA rule setup · Cancel anytime.